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Allow Aussies to opt out of Medicare and rely on private health insurance

Wickham, G. (2015) Allow Aussies to opt out of Medicare and rely on private health insurance. The Conversation, 1 April 2015 .

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Most experts agree Australia’s health financing system needs a reboot to reduce the distortions and inefficiencies created by the overlapping coverage between Medicare and private health insurance.

Any new such financing system would need to carefully balance competition and choice, with affordability of coverage and equal access to quality care. It also needs the flexibility to respond to changing health-care needs.

One solution is to allow individuals to opt out of Medicare and require them to buy private health insurance. This voluntary opt-out model, with risk-based government subsidies, would make private cover fully substitutable for Medicare.

Item Type: Non-refereed Article
Murdoch Affiliation(s): Sir Walter Murdoch School of Public Policy and International Affairs
Publisher: The Conversation Media Group
Copyright: The Author
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